ORR Insurance Agency
Call us Today (478) 272-0915
  • About Us
    • Our Insurance Carriers
  • Personal
    • Auto Insurance
    • Marine Insurance
    • Condominium Insurance
    • Homeowners Insurance
    • Flood Insurance
    • Motorcycle Insurance
    • Renters Insurance
  • Business
    • Business Interruption Insurance
    • Commercial Auto Insurance
    • Business Owners Insurance
    • Commercial Property Insurance
    • Commercial Umbrella Insurance
    • General Liability Insurance
    • Hospitality Insurance
    • Manufacturers Insurance
    • Professional Liability (E&O) Insurance
    • Surety Bonds
    • Workers' Compensation Insurance
  • Life & Health
    • Individual Life Insurance
    • Individual & Family Health Insurance
    • Individual Disability Insurance
    • Individual Dental Insurance
    • Individual Vision Insurance
  • Group Benefits
    • Group Disability Insurance
    • Group Life Insurance
    • Group Health Insurance
    • Group Dental Insurance
    • Group Long-Term Care (LTC) Insurance
    • Group Vision Insurance
    • Flexible Spending Accounts
    • Health Savings Accounts
  • Service Center
    • Online Billing & Payments
    • File A Claim
    • Organization Donation Request
  • Contact
Individual Disability Insurance

Individual Disability Income Protection is a must for a business owner, and highly recommended for executives. If you are a business owner, you should consider purchasing both group and individual policies, if possible. As an executive, you should be sure to obtain group coverage if it is available. Only forty three percent of large companies provide group long term disability insurance.

Your chances are even less likely to get long term disability insurance if you work for a small company. The cost of a plan provided by your employer is usually less than you would pay for an individual disability policy and often you can get coverage automatically without having to qualify medically. If your employer doesn’t provide disability insurance then you may want to consider an individual disability policy.

Or, you may need a personal disability insurance policy to supplement an employer group plan. Be sure to check the group provisions carefully: How long does the group disability insurance coverage last? How much is the benefit? Does the disability insurance policy cover bonus and commission income? Will the coverage continue if you leave that employer?

A typical Individual Disability Income Protection plan starts to pay benefits after you have been off work for 1 to 6 months, and pays benefits for several years or until retirement age, depending on the policy.

We offer free, comparative quotes on disability insurance from multiple insurance carriers so you can get the best possible rate.

Want to see how much we can save you? Just request a quote to find out.



Powered by Create your own unique website with customizable templates.